This package meets the Washington State Continuing Education requirement of 24 credit hours including 3 credit hours on ethics.

Courses include:

• 13 cr - Elder Law In a Nutshell

Chapters include: Introduction: The Scope and Diversity of Elder Law; Ethical Considerations in Dealing With Older Clients; Health Care Decisionmaking; Medicare and Medigap; Medicaid; Long-Term Care Insurance; Guardianship; Alternatives to Guardianship; Social Security Benefits; Supplemental Security Income (SSI); Veterans' Benefits; Pension Plans; Age Discrimination in Employment; Elder Abuse and Neglect

• 8 cr - WA LTC Initial 8-Hour Course

This is required by the State of Washington for agents entering the long-term care insurance market. This course is updated biannually or as required by the Office of the Insurance Commissioner.

Chapters include: General Information and Definitions; The Evolution of Long-term Care Insurance; Washington State Long-term Care Partnership; How is Long-term Care Paid For; Suitability for Long-term Care Insurance; Minimum Standards for Benefit Triggers; How Long-term Care Policies Pay Benefits; Unintentional Lapse; Federal Statutes Governing Long-term Care Insurance (HR3103) Health Insurance Portability and Accountability Act of 1996; Information to be Furnished; Medicaid Nursing Home and Copes Coverage

• 3 cr - Ethics Course I (incl.3 ethics credits)

Topics include: What Does Ethics Mean?, Consumer Protection and Consumer Perceptions, Ethics and the Back Office, The Web of Industry Relationships