This package meets the Washington State Continuing Education requirement of 24 credit hours including 3 credit hours on ethics.

Courses include:

• 13 cr - Elder Law In a Nutshell

Chapters include: Introduction: The Scope and Diversity of Elder Law; Ethical Considerations in Dealing With Older Clients; Health Care Decisionmaking; Medicare and Medigap; Medicaid; Long-Term Care Insurance; Guardianship; Alternatives to Guardianship; Social Security Benefits; Supplemental Security Income (SSI); Veterans' Benefits; Pension Plans; Age Discrimination in Employment; Elder Abuse and Neglect

• 8 cr - WA LTC Initial 8-Hour Course

This is required by the State of Washington for agents entering the long-term care insurance market. This course is updated biannually or as required by the Office of the Insurance Commissioner.

Chapters include: General Information and Definitions; The Evolution of Long-term Care Insurance; Washington State Long-term Care Partnership; How is Long-term Care Paid For; Suitability for Long-term Care Insurance; Minimum Standards for Benefit Triggers; How Long-term Care Policies Pay Benefits; Unintentional Lapse; Federal Statutes Governing Long-term Care Insurance (HR3103) Health Insurance Portability and Accountability Act of 1996; Information to be Furnished; Medicaid Nursing Home and Copes Coverage

   

•   1 cr - Unfair Practices and Frauds (1 ethics cr)

This course (AP-01) is taken from the Revised Codes of Washington State based on chapter 30 - Unfair Practices - of title 48 of the Revised Code of Washington (RCW). This course is updated annually and is a must for every producer or trainer.

 

•   2 cr - Trade Practices (includes 2 ethics credits)

This course (AP-02) is taken from the Washington State Administrative Codes and specifically defines unfair and deceptive practices. This course is based on chapter 30 - Trade Practices - of title 284 of the Washington Administrative Code (WAC).