This package meets the Washington State Continuing Education requirement of 24 credit hours including 3 credit hours on ethics.

• 10 cr. - Kids and Health Care
• 8 cr. - WA LTC Initial 8-Hour Course
• 3 cr. - Health Insurance Concepts
• 3 cr. - Ethics Course 1

Kids and Healh Care

Topics Include: The Mechanics of the Medical Industry; Key Health Insurance Terms & Definitions; How Health Insurance Works; How Managed Care Works; Medicaid & Other Government Programs; COBRAs, Cafeterias, MSAs & Other Job-Related Issues; School Programs, Etc.; When Your Child Needs Special Care; Dental, Vision & Prescription Plans; If You Have Trouble Making a Claim; Choosing the Right Doctor and Plan; Kids, Health & Diet; Common Childhood Medical Issues; Preventive Medicine; Kids and Drinking and Drugs and Sex; Politics and Childrens' Health Coverage; Helpful Tips, Checklists & Questions to Ask; State Insurance Departments

WA LTC Initial 8-Hour Course

This is required by the State of Washington for agents entering the long-term care insurance market. This course is updated biannually or as required by the Office of the Insurance Commissioner.

Chapters include: General Information and Definitions; The Evolution of Long-term Care Insurance; Washington State Long-term Care Partnership; How is Long-term Care Paid For; Suitability for Long-term Care Insurance; Minimum Standards for Benefit Triggers; How Long-term Care Policies Pay Benefits; Unintentional Lapse; Federal Statutes Governing Long-term Care Insurance (HR3103) Health Insurance Portability and Accountability Act of 1996; Information to be Furnished; Medicaid Nursing Home and Copes Coverage

Health Insurance Concepts

Topics include: Types of Health Insurance Policies, Health Insurance Availability, Policy Provisions and Options, Underwriting, Tax Considerations, Federal Regulation of Health Insurance

Ethics Course 1

Topics include: What Does Ethics Mean?, Consumer Protection and Consumer Perceptions, Ethics and the Back Office, The Web of Industry Relationships